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Thursday, 22 December 2011

How to Use Your iPad to Control Your Finances

Guest Post Written By :  Eva k
The iPad is a very popular gadget for a number of reasons. It's a flexible device that lends itself to a number of functions and is useful in a range of situations, due mostly to the wide variety of apps that are available for download. Many of these deal with financial control or organisation, so it's no surprise that you can now use your iPad to manage your money and ensure your finances aren't spiralling beyond your control.

For a start, many high street banks have apps that make online banking easier. You simply download the app and then, at your leisure, log in securely to access your banking details. From there, you'll be able to see what's going into and out of your account and view your balance. This is extremely useful as a first step towards financial control.

Beyond simply monitoring your finances, you can use your iPad to actively keep track of upcoming expenditures. Examples include bills and other regular outgoings that are relatively simple enough to keep on top of, but can be a headache if you lose track of them. Bills On Your Table is one app that allows you to track bills and the dates on which they are due. The app lets you organise the bills by category and use your calendar to get things arranged into a schedule. The app also lines up your more pressing bills by arranging them in a timeframe.

If your finances feel as though they're in complete disarray, creating a spreadsheet on your iPad should allow you to exercise more control and get things back in order. The Spreadsheet app enables you to put together, as the name suggests, a number of spreadsheets. These, when created on your iPad, are little different to ones made in Excel on a free laptop and if you're familiar with these you shouldn't find it too hard to get things organised. These spreadsheets are useful when it comes to crafting budgets or working out exactly what expenses you can claim, since they enable mathematical calculations to be performed quickly.

Even small transactions can be managed using the iPad. For example, there is the iHandy Tip Calculator, which aims to save you the hassle and time of manually working out how much you should tip in restaurants or after a cab ride. Simply get out the iPad, load up the app and enter the relevant values. You'll soon have the correct amount to tip at hand.

The iPad is also useful if you're interested in making financial investments. For a start, you can use the iPad's internet access to receive the latest news on stock markets and on the value of your investments. The iPad enables easy access to news websites and feeds, so the latest information is never far away. The StockWatch app gives you a simple way to follow the state of stocks and investigate how mutual funds and bonds are doing. This information is presented in a number of ways, including charts and access to news services, that can then be shared across to other devices.

The iPad's greatest strengths lie in its versatility. When it comes to financial control, this flexibility extends from managing your monthly outgoings and bills all the way to tracking the investments you've made. In this way, it's similar to a free laptop: what you can do with it in terms of financial organisation is almost unlimited.

About the Author:

The above article is composed and edited by Eva k. She is associated with many technology and designing communities including Broadband Expert as their freelance writer and adviser. In her free time she writes articles related to free laptop technology, mobile applications, etc.

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